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HSBC HAS CHANGED THEIR CREDIT CARD GATEWAY SYSTEM
THEY NOW USE "REALEX" AS THEIR GATEWAY SYSTEM
YOU CAN GET THE "REALEX REDIRECT" EXTENSION HERE:
http://opencartguru.com/realex-redirect-payment-integration
This was a decision made by HSBC and the new gateway is completely different from HSBC's old gateway
So it is NOT eligible for free upgrade for purchasers of the original HSBC CPI Extension